Tag Archives: Economics – economy

Community Health: Zero Population Growth in the United States by 2079? . by Alice B. Clagett

Written and published on 4 December 2019

  • ZERO POPULATION GROWTH IN THE UNITED STATES BY 2079?
  • ON THE NEED TO RESEARCH ECONOMIC IMPACT OF POPULATION GROWTH DOWNTREND
    • Financial Sector
    • Health Care Sector

Dear Ones,

In light of the global HIV pandemic, I researched a United States population growth rate chart, to find out if perhaps the spread of HIV in the United States (as well as other factors) might be having an effect on population growth.

ZERO POPULATION GROWTH IN THE UNITED STATES BY 2079?

Here is the chart I found …

Link: “Population Growth for the United States (1960-2018)” … https://fred.stlouisfed.org/series/SPPOPGROWUSA ..

As I saw a general downtrend in population growth, I took a look at a table on the topic …

Link: “Population of the United States (Current year and historical)” … https://www.worldometers.info/world-population/us-population/ ..

Here is a very rough extrapolation based on the tabular data …

In 1960, the yearly change in United States population was 1.69 %
In 1990, the yearly change in United States population was 0.95 %
In 2019, the yearly change in United States population was 0.60 %

In the ~60 years from 1960 to 2019, the decrease in the increase in the United States population was 1.69 % minus 0.60 % = 1.09 %

If this trend continues for the next 60 years, then there may be zero population growth in the United States population by 2079.

ON THE NEED TO RESEARCH ECONOMIC IMPACT OF POPULATION GROWTH DOWNTREND

In case this scenario should prove true, I feel it would be good to do workups on economic gear-downs for the various economic sectors, to do with man-hours available and necessary production.

Financial Sector

In the arena of finance, we might consider the impact of zero population growth on the stock market, on the value of a dollar, and on interest rates for the time span between now and the year 2109.

Health Care Sector

Should it be that the HIV pandemic is one of the driving factors in an ongoing decrease in population growth (as HIV couples are unlikely to have viable offspring), then the health care sector might want to consider the impact of HIV on medical care costs, on our ability to maintain necessary supplies of medications despite an aging and health-challenged population, and on the sustainability of the Obamacare program.

In love, light and joy,
I Am of the Stars

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HIV pandemic, AIDS pandemic, United States population, economics, finance, stock market, banks, manpower, zero population growth, Community health, population,

Fool’s Gold . a rhymed poem by Alice B. Clagett

Written on 27 November 2019; published on 30 November 2019
Added poem to: Tiny Anthologies: Wild West Poems

  • FOOL’S GOLD, a Poem by Alice B. Clagett

Dear Ones,

Here is a short satire on counterfeit money ..

FOOL’S GOLD
A Poem by Alice B. Clagett
27 November 2019

Would you like some counterfeit?
We have tons and tons of it.

If you say yes, and Fort Knox knocks,
They will have what you have not …
The stuff that dreams are made of.

Who can guess with what duress
The Feds will put you to the test?
Confess! … unless  you’d like a drubbing.

So I say: At the end of the day
It’s better to have what you make,
Than fake … albeit merely pennies.

Then, should the Feds express distress
You can show what you were paid …
And so allay budding dismay
On the part of every party.

I do presume to sing this tune
Of happiness without much stress
By being quite the opposite
Of those who profess to be lawless.

Heartache creeps in
When the heart takes a spin
To the land of the heartachy hard case …

Perhaps not the gallows
Yet prison will swallow
The years of our youth
Amongst the uncouth
Who did not know real bread
From playdough

. . . . .

In love, light and joy,
I Am of the Stars

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poetry, poems by Alice, law, law enforcement, finance, economics, counterfeit money, Los Angeles, Wild West, 2u3d,

Amateur Sleuth: The Case of the Phantom Broker . by Alice B. Clagett

Written and published on 6 November 2019

  • URBAN LEGEND: THE PHANTOM STOCK BROKER
  • PHANTOM BROKERS: DAY TRADING WITH CLIENT STOCK ACCOUNTS LIQUIDATED ‘ON THE BACK END’?!
  • CRIME FAMILY URBAN LEGEND: CONFIDENCE GAMESTERS IN KEY ROLES NATIONWIDE
  • ONESIE-TWOSIE GAMBIT: SHEARING THE WARRING ‘SHEEP’
  • THE ‘ONSIE-TWOSIE’ AND THE ‘SHELL’ STOCK BROKERAGE ACCOUNT GAMBIT
  • POOF! THE MONEY DISAPPEARS!
  • THE WRAP
  • STORIES BY ALICE: A BOOK I CO-AUTHORED ABOUT BEING SAFE FROM CRIME

Dear Ones,

On the astral airs, I heard about the most ‘out there’ confidence game featuring the world of high finance, crime families, and subversion of the fiduciary responsibilities of those big-time players, the stock brokerages that are household names worldwide.

URBAN LEGEND: THE PHANTOM STOCK BROKER

Here is the urban legend: There are ‘phantom stock brokers’ who may steal the identities of legitimate stock brokers, by assuming their same name and taking over their accounts. When I heard the astral story, I asked myself: How might this be done?

After all, to my knowledge online security is pretty good for the major stock brokerages. Could it be that their ranks, like those of other industries, have been infiltrated by unethical sorts, members of nationwide confidence gangs, for instance? Might these people be posing as stock brokers … or maybe office staff or custodial personnel … who, by reason of their employment at the brokerages, and through access to computers there, can position themselves to perpetrate ‘broker identity theft’? One is not to know the up and the down of it, in the case of mere rumor.

They might begin using a reputable broker’s name, or a variant of it, instead of their own. What with internet phone services, they might have a phone number with an area code for a brokerage located thousands of miles away, and no one might be the wiser. Or so the story goes.

PHANTOM BROKERS: DAY TRADING WITH CLIENT STOCK ACCOUNTS LIQUIDATED ‘ON THE BACK END’?!

The urban legend goes on like this: Having gained access to client accounts, members of crime families might, on the back end, liquidate the accounts of clients they have ‘stolen’ from reputable brokers in a firm, use the accounts for day trading, pocket the profit. Then on the front end of the client account … the part that the client might view online … they might cover for possible losses in day trading by purchasing for the client stocks or bonds they expect to take a tumble. In that way … so the rumor goes … they might fatten their pockets at the expense of clients they have ‘stolen’ from a reputable broker.

CRIME FAMILY URBAN LEGEND: CONFIDENCE GAMESTERS IN KEY ROLES NATIONWIDE

Here is a wild variant of the ‘phantom stock broker’ urban legend: The phantom broker is in touch with a group of confidence artists that operates across the United States. (For all I know, there may be more than a handful of such con artist networks.) Indeed, the ‘phantom’ may even be a member of such a network, which has its own lawyers (naturally) and has operators in post offices here and there across the nation, and has operants who serve a dual function as ‘ladies or gentlemen of the night’ so as to gain the favor of carefully targeted law enforcement officers. It is also rife with cyber criminals adept at identity theft.

ONESIE-TWOSIE GAMBIT: SHEARING THE WARRING ‘SHEEP’

The con artist network seeks out families who have some money and are not getting along. That way it can ‘scatter the sheep’ and their ‘wolves’ can sneak in an pick the ‘sheep’ of a warring family off, one by one. Apparently, that is the way con artist groups operate; it is called ‘the cull’. Then they will try wooing the sheep, one by one, and shearing them.

A favorite way of shearing the sheep … at least according to the astral airs … is to arrange an illegal gambit with a disgruntled family member … a gambit that purports to shake down another family member with which the disgruntled person is angry. But the ‘onesie-twosie’ game plan of the con artist is a little bit more complex: He or she plans to perpetrate the gambit … either by ‘sidelining’ the targeted ‘sheep’ … That is the ‘onesie’. And the ‘twosie’ is, to get the disgruntled family member arrested for the deed, and leave him or her ‘holding the bag’.

THE ‘ONESIE-TWOSIE’ AND THE ‘SHELL’ STOCK BROKERAGE ACCOUNT GAMBIT

Now on to the complicated stock market gambit, which features the ‘onesie-twosie’. The ‘phantom stock broker’ finds a number of zeroed out client accounts. This is like a ‘shell account’ in the ‘shell corporation’ schemes of old. The confidence network of which the phantom is a member learns that one of these belongs to a ‘sheep’ that is ‘ripe for the plucking’ … as the network knows there is dissension in the ‘sheep’s’ family.

The lawyer in the network reaches out to a disgruntled family member, proposing a shake down. An agreement is reached. A cybercrime specialist in the crime family steals the identity of the ripe ‘sheep’, including brokerage and bank account information, and passes it on to the ‘phantom stock broker’.

The ‘phantom’ funnels money from the ‘sheep’s’ financial accounts, through the zeroed out ‘shell’ brokerage account. Then a token amount of the swiped dough is moved to the disgruntled family member’s financial account. The rest is funneled to the crime family, under a name different from that of the ‘phantom broker’ … maybe to real estate, through a cash transaction, using corporate shell-within-a-shell accounts … or maybe, infamously, offshore.

POOF! THE MONEY DISAPPEARS!

So the stolen money is gone, and the path of its departure is hard to trace, because … according to the urban legend … the ‘phantom stock broker’ can remove notice of the progress of the money through the zeroed out account, on the back end, with the ‘sheep’ never being the wiser (in the same way that the day trading scheme described above is purportedly accomplished ‘on the back end’).

All that remains is to tip off the law that the disgruntled family member has stolen the cash from the ripe ‘sheep’ … who through a separate ploy has been kidnapped, jailed on false charges, or worse yet, maybe murdered.

THE WRAP

This ‘phantom stock broker’ story is quite an amazing urban legend, Is it not? It is so ‘out there’ I feel it could not be true. If it were true, then disclosure would likely make the headlines in every United States newspaper. But, as with the Goldman Sachs and Bank of America debacles of recent years, no doubt the best minds of the finance world would come up with a work-around and a solution.

Gosh, what an urban legend! Its imaginative scope brings to mind the high finance plots of the Reuben Frost Mysteries authored by lawyer James H. Duffy under the pen name ‘Haughton Murphy’ … http://mysteriouspress.com/authors/haughton-murphy/default.asp ..

See also Link: “Likely Upcoming Legal Reforms as a Result of ‘Disclosure’,” by Alice B. Clagett, published on 4 October 2016 … https://wp.me/p2Rkym-6d8 ..

STORIES BY ALICE: A BOOK I CO-AUTHORED ABOUT BEING SAFE FROM CRIME

This reminds me of the now-out-of-print book “1001 Ways to Avoid Being Mugged, Murdered, Robbed Raped and Ripped Off” that I co-authored many years ago with my friend Vivo Bennett. Back then, my pen name was ‘Cricket Clagett’. As I recall, and for what it is worth: On the jacket of the hardcover book, with a neat turn of the pen, we billed ourselves as ‘specialists in criminology’.

In love, light and joy,
Alice B. Clagett
I Am of the Stars

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amateur sleuth, finance, economics, corporations, stock brokers, stock brokerages, law, law enforcement, disclosure, urban legends, identity theft, confidence games, patsy, stories, stories by Alice, killing cults, crime families, money, security, Bank of America debacle, Goldman Sachs debacle, finance, Ice Man, Heart Vampire,

Saving on Home Cooling and Heating Costs by Planting Trees . by Alice B. Clagett

Written on 6 April 2016; published on 3 July 2019

Dear Ones,

I read, on the internet, a few years ago, that by planting a tree next to the place where you live … if it is positioned right …

Link: “How to Plant Trees to Conserve Energy for Summer Shade,” by Arbor Day Foundation … https://www.arborday.org/trees/climatechange/summershade.cfm This page has links to pages on planting trees for winter warmth and as windbreaks.

… you can save a lot of money on your heating and cooling bill. According to the Los Angeles Times, trees can save 10-15% of summer cooling costs in inland areas of Greater Los Angeles …

Link: “Free Shade Trees Help Save Energy,” by Dennis McLellan, 15 July 2001, in the Los Angeles Times … http://articles.latimes.com/2001/jul/15/local/me-22725 ..

Deciduous trees are a good choice; and of course, drought-resistant trees are a good choice for Southern California. The reason deciduous trees are good is because in the summertime they have their leaves, and their leaves will shield your house from the Sun. And in the wintertime they lose their leaves; so then the Sun can get to your house and warm it up.

It looks like the City of Los Angeles is offering free trees to residents! …

Link: “We Provide Free Trees for LA Residents,” by City Plants … https://www.cityplants.org/ .. 

That is my tip for the day,

In love, light and joy,
I Am of the Stars

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saving money, thrift, planting trees, Los Angeles, cities of Earth, economics, real estate, sustainable living,

Call to Action: Calculate Cybercrime Drag on U.S. Economy . by Alice B. Clagett

Written and published on 15 February 2019

Dear Ones,

This is a Call to Action: I ask that economists calculate the current cyber crime drag on the United States economy.

Also that they calculate the tipping point at which an internet presence for banks, stock brokerages, and online stores will become no longer economically feasible.

Has the tipping point already been reached? If not, can the date be extrapolated, and may financial institutions and online merchants be informed of this date, so that the move of financial matters away from the internet may be accomplished in an orderly way?

Telephone and fax offer alternatives to conversations currently taking place online. I gather that phone service may also have been cyber criminalized, and request research into resolving telephone privacy as well as cyber secure faxing, If these cannot be attained, then I suggest advising telephone service customers of this, so that an orderly move can be made back to paper correspondence and to the United States mail.

I note, for instance, the need that will arise for goods catalogs, such as the old Sears catalog, to replace Internet giants such as Amazon.com, and the need that will arise for greater stocks of inventory in local community stores.

I note the coming need of greater personnel in the United States Postal Service, to provide service for transactions formerly posted online.

I note the coming need for more paper production (hence more timber planting) to replace paperless online transactions.

In love, light and joy,
I Am of the Stars
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economics, economy, calls to action, call to action, cyber crime, cybercrime, timber industry, store inventories, United States Postal Service, phone service, telephone service, fax service. industry, banks, financial institutions, stock brokerages, online marketing, communications, telecommunications, internet, finance, timber industry, paper industry, online retail, housed retail, banks, stock brokerages,