Tag Archives: Economics – economy

Community Health: Zero Population Growth in the United States by 2079? . by Alice B. Clagett

Written and published on 4 December 2019

  • ZERO POPULATION GROWTH IN THE UNITED STATES BY 2079?
  • ON THE NEED TO RESEARCH ECONOMIC IMPACT OF POPULATION GROWTH DOWNTREND
    • Financial Sector
    • Health Care Sector

Dear Ones,

In light of the global HIV pandemic, I researched a United States population growth rate chart, to find out if perhaps the spread of HIV in the United States (as well as other factors) might be having an effect on population growth.

ZERO POPULATION GROWTH IN THE UNITED STATES BY 2079?

Here is the chart I found …

Link: “Population Growth for the United States (1960-2018)” … https://fred.stlouisfed.org/series/SPPOPGROWUSA ..

As I saw a general downtrend in population growth, I took a look at a table on the topic …

Link: “Population of the United States (Current year and historical)” … https://www.worldometers.info/world-population/us-population/ ..

Here is a very rough extrapolation based on the tabular data …

In 1960, the yearly change in United States population was 1.69 %
In 1990, the yearly change in United States population was 0.95 %
In 2019, the yearly change in United States population was 0.60 %

In the ~60 years from 1960 to 2019, the decrease in the increase in the United States population was 1.69 % minus 0.60 % = 1.09 %

If this trend continues for the next 60 years, then there may be zero population growth in the United States population by 2079.

ON THE NEED TO RESEARCH ECONOMIC IMPACT OF POPULATION GROWTH DOWNTREND

In case this scenario should prove true, I feel it would be good to do workups on economic gear-downs for the various economic sectors, to do with man-hours available and necessary production.

Financial Sector

In the arena of finance, we might consider the impact of zero population growth on the stock market, on the value of a dollar, and on interest rates for the time span between now and the year 2109.

Health Care Sector

Should it be that the HIV pandemic is one of the driving factors in an ongoing decrease in population growth (as HIV couples are unlikely to have viable offspring), then the health care sector might want to consider the impact of HIV on medical care costs, on our ability to maintain necessary supplies of medications despite an aging and health-challenged population, and on the sustainability of the Obamacare program.

In love, light and joy,
I Am of the Stars

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HIV pandemic, AIDS pandemic, United States population, economics, finance, stock market, banks, manpower, zero population growth, Community health, population,

Fool’s Gold . a rhymed poem by Alice B. Clagett

Written on 27 November 2019; published on 30 November 2019
Added poem to: Tiny Anthologies: Wild West Poems

  • FOOL’S GOLD, a Poem by Alice B. Clagett

Dear Ones,

Here is a short satire on counterfeit money ..

FOOL’S GOLD
A Poem by Alice B. Clagett
27 November 2019

Would you like some counterfeit?
We have tons and tons of it.

If you say yes, and Fort Knox knocks,
They will have what you have not …
The stuff that dreams are made of.

Who can guess with what duress
The Feds will put you to the test?
Confess! … unless  you’d like a drubbing.

So I say: At the end of the day
It’s better to have what you make,
Than fake … albeit merely pennies.

Then, should the Feds express distress
You can show what you were paid …
And so allay budding dismay
On the part of every party.

I do presume to sing this tune
Of happiness without much stress
By being quite the opposite
Of those who profess to be lawless.

Heartache creeps in
When the heart takes a spin
To the land of the heartachy hard case …

Perhaps not the gallows
Yet prison will swallow
The years of our youth
Amongst the uncouth
Who did not know real bread
From playdough

. . . . .

In love, light and joy,
I Am of the Stars

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poetry, poems by Alice, law, law enforcement, finance, economics, counterfeit money, Los Angeles, Wild West, 2u3d,

Amateur Sleuth: The Case of the Phantom Broker . by Alice B. Clagett

Written and published on 6 November 2019

  • URBAN LEGEND: THE PHANTOM STOCK BROKER
  • PHANTOM BROKERS: DAY TRADING WITH CLIENT STOCK ACCOUNTS LIQUIDATED ‘ON THE BACK END’?!
  • CRIME FAMILY URBAN LEGEND: CONFIDENCE GAMESTERS IN KEY ROLES NATIONWIDE
  • ONESIE-TWOSIE GAMBIT: SHEARING THE WARRING ‘SHEEP’
  • THE ‘ONSIE-TWOSIE’ AND THE ‘SHELL’ STOCK BROKERAGE ACCOUNT GAMBIT
  • POOF! THE MONEY DISAPPEARS!
  • THE WRAP
  • STORIES BY ALICE: A BOOK I CO-AUTHORED ABOUT BEING SAFE FROM CRIME

Dear Ones,

On the astral airs, I heard about the most ‘out there’ confidence game featuring the world of high finance, crime families, and subversion of the fiduciary responsibilities of those big-time players, the stock brokerages that are household names worldwide.

URBAN LEGEND: THE PHANTOM STOCK BROKER

Here is the urban legend: There are ‘phantom stock brokers’ who may steal the identities of legitimate stock brokers, by assuming their same name and taking over their accounts. When I heard the astral story, I asked myself: How might this be done?

After all, to my knowledge online security is pretty good for the major stock brokerages. Could it be that their ranks, like those of other industries, have been infiltrated by unethical sorts, members of nationwide confidence gangs, for instance? Might these people be posing as stock brokers … or maybe office staff or custodial personnel … who, by reason of their employment at the brokerages, and through access to computers there, can position themselves to perpetrate ‘broker identity theft’? One is not to know the up and the down of it, in the case of mere rumor.

They might begin using a reputable broker’s name, or a variant of it, instead of their own. What with internet phone services, they might have a phone number with an area code for a brokerage located thousands of miles away, and no one might be the wiser. Or so the story goes.

PHANTOM BROKERS: DAY TRADING WITH CLIENT STOCK ACCOUNTS LIQUIDATED ‘ON THE BACK END’?!

The urban legend goes on like this: Having gained access to client accounts, members of crime families might, on the back end, liquidate the accounts of clients they have ‘stolen’ from reputable brokers in a firm, use the accounts for day trading, pocket the profit. Then on the front end of the client account … the part that the client might view online … they might cover for possible losses in day trading by purchasing for the client stocks or bonds they expect to take a tumble. In that way … so the rumor goes … they might fatten their pockets at the expense of clients they have ‘stolen’ from a reputable broker.

CRIME FAMILY URBAN LEGEND: CONFIDENCE GAMESTERS IN KEY ROLES NATIONWIDE

Here is a wild variant of the ‘phantom stock broker’ urban legend: The phantom broker is in touch with a group of confidence artists that operates across the United States. (For all I know, there may be more than a handful of such con artist networks.) Indeed, the ‘phantom’ may even be a member of such a network, which has its own lawyers (naturally) and has operators in post offices here and there across the nation, and has operants who serve a dual function as ‘ladies or gentlemen of the night’ so as to gain the favor of carefully targeted law enforcement officers. It is also rife with cyber criminals adept at identity theft.

ONESIE-TWOSIE GAMBIT: SHEARING THE WARRING ‘SHEEP’

The con artist network seeks out families who have some money and are not getting along. That way it can ‘scatter the sheep’ and their ‘wolves’ can sneak in an pick the ‘sheep’ of a warring family off, one by one. Apparently, that is the way con artist groups operate; it is called ‘the cull’. Then they will try wooing the sheep, one by one, and shearing them.

A favorite way of shearing the sheep … at least according to the astral airs … is to arrange an illegal gambit with a disgruntled family member … a gambit that purports to shake down another family member with which the disgruntled person is angry. But the ‘onesie-twosie’ game plan of the con artist is a little bit more complex: He or she plans to perpetrate the gambit … either by ‘sidelining’ the targeted ‘sheep’ … That is the ‘onesie’. And the ‘twosie’ is, to get the disgruntled family member arrested for the deed, and leave him or her ‘holding the bag’.

THE ‘ONESIE-TWOSIE’ AND THE ‘SHELL’ STOCK BROKERAGE ACCOUNT GAMBIT

Now on to the complicated stock market gambit, which features the ‘onesie-twosie’. The ‘phantom stock broker’ finds a number of zeroed out client accounts. This is like a ‘shell account’ in the ‘shell corporation’ schemes of old. The confidence network of which the phantom is a member learns that one of these belongs to a ‘sheep’ that is ‘ripe for the plucking’ … as the network knows there is dissension in the ‘sheep’s’ family.

The lawyer in the network reaches out to a disgruntled family member, proposing a shake down. An agreement is reached. A cybercrime specialist in the crime family steals the identity of the ripe ‘sheep’, including brokerage and bank account information, and passes it on to the ‘phantom stock broker’.

The ‘phantom’ funnels money from the ‘sheep’s’ financial accounts, through the zeroed out ‘shell’ brokerage account. Then a token amount of the swiped dough is moved to the disgruntled family member’s financial account. The rest is funneled to the crime family, under a name different from that of the ‘phantom broker’ … maybe to real estate, through a cash transaction, using corporate shell-within-a-shell accounts … or maybe, infamously, offshore.

POOF! THE MONEY DISAPPEARS!

So the stolen money is gone, and the path of its departure is hard to trace, because … according to the urban legend … the ‘phantom stock broker’ can remove notice of the progress of the money through the zeroed out account, on the back end, with the ‘sheep’ never being the wiser (in the same way that the day trading scheme described above is purportedly accomplished ‘on the back end’).

All that remains is to tip off the law that the disgruntled family member has stolen the cash from the ripe ‘sheep’ … who through a separate ploy has been kidnapped, jailed on false charges, or worse yet, maybe murdered.

THE WRAP

This ‘phantom stock broker’ story is quite an amazing urban legend, Is it not? It is so ‘out there’ I feel it could not be true. If it were true, then disclosure would likely make the headlines in every United States newspaper. But, as with the Goldman Sachs and Bank of America debacles of recent years, no doubt the best minds of the finance world would come up with a work-around and a solution.

Gosh, what an urban legend! Its imaginative scope brings to mind the high finance plots of the Reuben Frost Mysteries authored by lawyer James H. Duffy under the pen name ‘Haughton Murphy’ … http://mysteriouspress.com/authors/haughton-murphy/default.asp ..

See also Link: “Likely Upcoming Legal Reforms as a Result of ‘Disclosure’,” by Alice B. Clagett, published on 4 October 2016 … https://wp.me/p2Rkym-6d8 ..

STORIES BY ALICE: A BOOK I CO-AUTHORED ABOUT BEING SAFE FROM CRIME

This reminds me of the now-out-of-print book “1001 Ways to Avoid Being Mugged, Murdered, Robbed Raped and Ripped Off” that I co-authored many years ago with my friend Vivo Bennett. Back then, my pen name was ‘Cricket Clagett’. As I recall, and for what it is worth: On the jacket of the hardcover book, with a neat turn of the pen, we billed ourselves as ‘specialists in criminology’.

In love, light and joy,
Alice B. Clagett
I Am of the Stars

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amateur sleuth, finance, economics, corporations, stock brokers, stock brokerages, law, law enforcement, disclosure, urban legends, identity theft, confidence games, patsy, stories, stories by Alice, killing cults, crime families, money, security, Bank of America debacle, Goldman Sachs debacle, finance, Ice Man, Heart Vampire,

Saving on Home Cooling and Heating Costs by Planting Trees . by Alice B. Clagett

Written on 6 April 2016; published on 3 July 2019

Dear Ones,

I read, on the internet, a few years ago, that by planting a tree next to the place where you live … if it is positioned right …

Link: “How to Plant Trees to Conserve Energy for Summer Shade,” by Arbor Day Foundation … https://www.arborday.org/trees/climatechange/summershade.cfm This page has links to pages on planting trees for winter warmth and as windbreaks.

… you can save a lot of money on your heating and cooling bill. According to the Los Angeles Times, trees can save 10-15% of summer cooling costs in inland areas of Greater Los Angeles …

Link: “Free Shade Trees Help Save Energy,” by Dennis McLellan, 15 July 2001, in the Los Angeles Times … http://articles.latimes.com/2001/jul/15/local/me-22725 ..

Deciduous trees are a good choice; and of course, drought-resistant trees are a good choice for Southern California. The reason deciduous trees are good is because in the summertime they have their leaves, and their leaves will shield your house from the Sun. And in the wintertime they lose their leaves; so then the Sun can get to your house and warm it up.

It looks like the City of Los Angeles is offering free trees to residents! …

Link: “We Provide Free Trees for LA Residents,” by City Plants … https://www.cityplants.org/ .. 

That is my tip for the day,

In love, light and joy,
I Am of the Stars

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saving money, thrift, planting trees, Los Angeles, cities of Earth, economics, real estate, sustainable living,

Call to Action: Calculate Cybercrime Drag on U.S. Economy . by Alice B. Clagett

Written and published on 15 February 2019

Dear Ones,

This is a Call to Action: I ask that economists calculate the current cyber crime drag on the United States economy.

Also that they calculate the tipping point at which an internet presence for banks, stock brokerages, and online stores will become no longer economically feasible.

Has the tipping point already been reached? If not, can the date be extrapolated, and may financial institutions and online merchants be informed of this date, so that the move of financial matters away from the internet may be accomplished in an orderly way?

Telephone and fax offer alternatives to conversations currently taking place online. I gather that phone service may also have been cyber criminalized, and request research into resolving telephone privacy as well as cyber secure faxing, If these cannot be attained, then I suggest advising telephone service customers of this, so that an orderly move can be made back to paper correspondence and to the United States mail.

I note, for instance, the need that will arise for goods catalogs, such as the old Sears catalog, to replace Internet giants such as Amazon.com, and the need that will arise for greater stocks of inventory in local community stores.

I note the coming need of greater personnel in the United States Postal Service, to provide service for transactions formerly posted online.

I note the coming need for more paper production (hence more timber planting) to replace paperless online transactions.

In love, light and joy,
I Am of the Stars
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economics, economy, calls to action, call to action, cyber crime, cybercrime, timber industry, store inventories, United States Postal Service, phone service, telephone service, fax service. industry, banks, financial institutions, stock brokerages, online marketing, communications, telecommunications, internet, finance, timber industry, paper industry, online retail, housed retail, banks, stock brokerages,

On Meeting Living Expenses in the San Fernando Valley . by Alice B. Clagett

Written and published on 12 January 2019

Dear Ones,

It seems to me … it could be … that the economy is slowing down … don’t you feel that? I feel the crux of the issue is, people in the San Fernando Valley cannot afford to live here because of the cost of water.

And that people are looking around for a ‘second income stream’ with which to pay the Los Angeles Department of Water and Power’s extortionate ‘water rent’ … the cost of which has tripled in the last 10 years. Heaven knows, no one wants to be homeless. Clearly this fate has befallen many, here in the Valley.

The presence of homeless people on our streets, in food stores, and in restaurants is a cogent warning: It puts residents under greater pressure to get together enough cash for living expenses.

A person who offers home repair might be also looking for houses to burglarize on the side now, to help keep their families afloat during these hard times … whereas, in the past, they might never have considered this. In the same way, local businesses that provide ‘drive home’ services for their customers might have drivers who tip their extended circle of friends or family off about possible places to burglarize.

People who own a business in the Valley might consider offering their customers’ credit card information to their extended families to use for personal purchases, whereas before they might never have done so.

On the positive side, last year it seemed family groups were shoplifting and purse snatching at the local stores; fortunately it looks like law enforcement has put an end to this, and that is a good start.

A lasting solution to these unlawful ‘second income stream’ activities, I feel, will only come about by providing affordable housing, and affordable water and other utilities, here in the Valley. Everyone has their own ideas about how to do this.

My thought is, to allow greater Los Angeles communities the choice to lift housing code restrictions for a 10-year interval, so that during that time family, friends, or even homeless could be affordably housed in tiny houses or spare rooms in people’s houses.

Then they can get work locally, even at minimum wage, and still get by. It may help homeowners in communities so choosing, as their new tenants would be helping to pay living expenses.

A further help would be to petition that the Department of Water and Power (DWP) peg the cost of water to the availability of water locally.

I notice that this winter we have plenty of rainfall; what, then, prevents the price of water from being lowered back down to a reasonable rate? Then in future years, if water is scarce, we might consider upping the price of water once more.

Well, those are my ideas. No doubt you will have your own solutions to offer, as well.

In love, light and joy,
I Am of the Stars
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community health, affordable housing, housing codes, housing restrictions, Los Angeles, San Fernando Valley, Los Angeles Department of Water and Power, LADWP, DWP, water utilities, water rent, second income stream, law enforcement, amateur sleuth, shoplifting, purse snatching, burglary, robbery, credit card fraud, identity theft, crime, homelessness, sustainable living,

Western Medical Prognosis, Spontaneous Healing, and Iatrogenesis . by Alice B. Clagett

Written on 25 September 2018; published on 30 September 2018
Subconscious metaphor: I can’t bear it!

  • SOUNDTRACK
  • TRANSCRIPTION OF THE SOUNDTRACK
    • Changing Standard of Living in America, and Return to Sustainable Living
    • Bone Aches and the Metaphor ‘I Can’t Bear It!’
    • For the Healer: Devising and Placing a Positive Metaphor in the Injured Body Cells
    • On Outfoxing the Prognostic Mind-Set of Western Medical Practitioners
  • MORE INFORMATION

Dear Ones,

Here are a soundtrack and an edited transcription on the topics of the changing standard of living in the United States, on spontaneous healing, and on Western medicine …

SOUNDTRACK

 

TRANSCRIPTION OF THE SOUNDTRACK

Hello, Dear Ones, It’s Alice. I Am of the Stars.

Changing Standard of Living in America, and Return to Sustainable Living

I was working late tonight, and I listened in on a person who was not feeling very well. He said he had bone cancer, and his concern was that he was not living up to his own expectations with regard to a livelihood.

A lot of people are in that situation right now, because America is turning from a very vibrantly growing economy … which had been agrarian, and then changed to a more industrial and factory and information technology work … all different kinds of work indoors … and with a raised level of living, including everybody moving into their own homes … often single-family … people moving into homes with each generation in a separate home … and lots of electronic equipment, and other kinds of good things that people got, that were a sign to them that we had made progress as a nation.

We are changing now. America is changing. It is coming on a different sort of time now, with a lowering of the general living standard, and a return to hands-on work. Sustainable, subsistence living and the pioneer spirit will do us well, in these days.

And so the feeling that this person has … this person that was feeling physically ill … feeling aches in the body, for instance … is a feeling that many people have today, here in America: That things are not going that well; that things are going downhill.

Things are changing; that is the truth. And they are changing all over America. It is not a specific situation for any one of us; all of us are enduring this change.

Bone Aches and the Metaphor ‘I Can’t Bear It!’

Getting more into the specifics of this particular person, as it turned out, I spoke with his body cells. He said his bones ached. He said he had a diagnosis of bone cancer. I spoke with his body cells, and asked them how they were doing.

What they told me was (in a sad, resigned voice): I can’t bear it!

Apparently this is a saying … a metaphor … that the person in question had been saying to them … or to himself … subconsciously, for a long time. And the bone cells, which bear the weight of the body, took it personally. So they were feeling pretty sick; they were feeling pretty sad … because, as you may know, the body cells exist on Joy .. not on upset and despair and anger, and all those other negative emotions. They exist, and feel healthy, because they feel Joy and love and Light and peace.

For the Healer: Devising and Placing a Positive Metaphor in the Injured Body Cells

As healers, what we have to do, when we come across these metaphors that create physical illness … these subconscious malspeak programs that create illnesses … is to come up with something that turns it around in the other direction … something that uses a similar metaphor, but a positive metaphor. I came up with this one …

I spoke directly to the body cells of the other person, and I said (in a lilting, joyful tone of voice): I bear up perfectly well! I bear up perfectly well!

They were very excited about it; they were joyful about it. They started to say that too: I bear up perfectly well!

And I said: That’s right! You do!

Then I spoke with the person involved, because the person also needs to change the jingle (or you might say, the ‘jingo jingle’ that makes war on the body), the motto, the subconscious malspeak, into what you might call ‘goodspeak’.

So I asked him … since his situation was acute … with every breath, to say: I bear up perfectly well!

And he agreed to write it down. Maybe he will do it!

On Outfoxing the Prognostic Mind-Set of Western Medical Practitioners

The trouble, in this kind of situation, is that Western medicine quite frequently makes a diagnosis and expects a certain result. It is not quick to recognize that the situation has changed.

And yet, amongst patients, the situation changes dramatically, all the time.

It is up to a patient to know when he is getting better; and not to pay so much attention to what the doctors say about it, until they finally realize that this is true.

In this context of a ‘set in concrete’ diagnosis and prognosis (‘prognosis’ is the expected outcome) … it is possible that the attitude of a doctor or a nurse can negatively influence the outcome for a patient, even if the patient is starting to get better.

If, in his heart, the patient feels that this is happening, he needs to place himself in an environment where people are supportive of spontaneous healing. He can still take advantage of all the wonderful things that Western medicine has to offer, but he can absent himself from the malspeak of people in the Western medical profession who are slow to realize that spontaneous healing is taking place. You understand what I mean? …

All right; you all take care. Love you lots. Good luck with spontaneous healings worldwide. I hope it happens now … right this very moment, now!

In love, light and joy,
I Am of the Stars

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MORE INFORMATION

Link: “Iatrogenesis,” in English Wikipedia … https://en.wikipedia.org/wiki/Iatrogenesis ..

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sustainable living, survival, economy, economics, bone cancer, health, healing, affirmations, body cells, American history, pioneer spirit, subconscious symbolism, metaphor, malspeak, goodspeak, bone cells, jingo jingle, Western medicine, diagnosis, prognosis, spontaneous healing, iatrogenesis, iatrogenic illness, alternative medicine, languages of light and sound, physical regeneration, bone cancer, emotions, love, light, joy, anger, despair,